Credit reporting
Universal Recovery credit reporting complaints
Consumers have filed 24 complaints about Universal Recovery's credit reporting. See the whole Universal Recovery record.
Universal Recovery against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Universal Recovery | 0 | - | - |
Latest Universal Recovery credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 17, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 18, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 28, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 20, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 29, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 11, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 24, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 24, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 13, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 2, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 27, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 11, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 18, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 25, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| May 20, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 28, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 15, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 11, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 30, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Sep 9, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Aug 12, 2019 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 12, 2019 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 27, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 18, 2017 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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