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Complaint log

Universal Recovery complaint log

The newest complaints about Universal Recovery, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Mar 30, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtARNo timely replyNo
Apr 27, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLNo timely replyNo
Mar 18, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Mar 17, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtCANo timely replyNo
Feb 17, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Feb 7, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtAZExplainedNo
Jan 27, 2025Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyCAExplainedYes
Jan 23, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Dec 31, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Dec 18, 2024Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Nov 28, 2024Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Nov 27, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Nov 20, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Sep 10, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeNYExplainedYes
Aug 23, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedNo
Jul 29, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Jul 24, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Jul 11, 2024Credit reportingImproper use of your reportReporting company used your report improperlyAZExplainedYes
Jul 6, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Jun 28, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Jun 24, 2024Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Jun 24, 2024Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Jun 14, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursFLMoney backNo
May 11, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeCAExplainedNo
Apr 30, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedNo
Apr 19, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Apr 13, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedNo
Apr 8, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Apr 5, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Mar 27, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Mar 6, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Mar 5, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Feb 13, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Dec 18, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedNo
Dec 16, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Dec 13, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Oct 17, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Jul 2, 2023Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Jun 27, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
May 11, 2023Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
May 9, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
May 6, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Apr 18, 2023Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedNo
Apr 13, 2023Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedCAExplainedYes
Apr 12, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Apr 10, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Mar 13, 2023Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageCAExplainedYes
Mar 12, 2023Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedCAExplainedYes
Mar 10, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Feb 26, 2023Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedCAExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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