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Debt collection

Velo Law Office debt collection complaints

Consumers have filed 108 complaints about Velo Law Office's debt collection, 40 in the last 12 months (+82%). Velo Law Office answered 97.5% on time and closed 0% with relief. See the whole Velo Law Office record.

Velo Law Office against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Velo Law Office40+82%97.5%0%108

Every debt collector ranked

Latest Velo Law Office debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 8, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
Sep 22, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeMIExplainedYes
Sep 6, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitMIExplainedYes
Aug 19, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Aug 12, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeMIExplainedYes
Aug 11, 2026Debt collectionAttempts to collect debt not owedDebt was paidOHExplainedYes
Aug 5, 2026Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyINExplainedYes
Jul 19, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
Jul 9, 2026Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageINExplainedYes
Jul 1, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitOHExplainedYes
Jun 8, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
May 24, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftMIExplainedYes
May 22, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
May 20, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
May 14, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
May 11, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMOExplainedYes
Apr 27, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Apr 22, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMIExplainedYes
Apr 16, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursINExplainedYes
Mar 17, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
Mar 4, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
Mar 4, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
Feb 23, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMIExplainedYes
Feb 20, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursAZExplainedYes
Feb 17, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialILExplainedYes
Feb 10, 2026Debt collectionAttempts to collect debt not owedDebt was paidMIExplainedYes
Feb 6, 2026Debt collectionTook or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debtTXExplainedYes
Jan 29, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Jan 25, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Jan 24, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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