Credit reporting
Vystar Credit Union credit reporting complaints
Consumers have filed 306 complaints about Vystar Credit Union's credit reporting, 90 in the last 12 months (-9%). Vystar Credit Union answered 100% on time and closed 17% with relief. See the whole Vystar Credit Union record.
Vystar Credit Union against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Vystar Credit Union | 90 | 100% | 17% |
Latest Vystar Credit Union credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 28, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Oct 27, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
| Oct 24, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | In progress |
| Oct 8, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Oct 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Sep 22, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Sep 22, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 22, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Sep 18, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Fixed |
| Sep 16, 2026 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | Explained |
| Sep 15, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 23, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 23, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 20, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Fixed |
| Aug 19, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 19, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 13, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 13, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 5, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 3, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 31, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Jul 15, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Jul 15, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Jul 9, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 1, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 30, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 29, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 24, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 20, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 9, 2026 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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