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Credit reporting

Westcreek Financial credit reporting complaints

Consumers have filed 423 complaints about Westcreek Financial's credit reporting, 145 in the last 12 months (+29%). Westcreek Financial answered 21.4% on time and closed 0% with relief. See the whole Westcreek Financial record.

Westcreek Financial against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Westcreek Financial145+29%21.4%0%423

Every credit bureau ranked

Latest Westcreek Financial credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Oct 28, 2026Credit reportingIncorrect information on your reportAccount status incorrectGANo timely replyNo
Oct 27, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLNo timely replyNo
Oct 27, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeINNo timely replyNo
Oct 27, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCANo timely replyNo
Oct 24, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeTXNo timely replyNo
Oct 23, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLNo timely replyNo
Oct 23, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXNo timely replyNo
Oct 20, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMIExplainedNo
Oct 19, 2026Credit reportingProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneSCExplainedNo
Oct 12, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedNo
Oct 6, 2026Credit reportingIncorrect information on your reportAccount information incorrectOHExplainedNo
Oct 4, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedNo
Sep 30, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedNo
Sep 29, 2026Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedNo
Sep 28, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedNo
Sep 24, 2026Credit reportingIncorrect information on your reportAccount information incorrectPAExplainedNo
Sep 17, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseNCExplainedNo
Sep 11, 2026Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedNo
Sep 9, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedNo
Sep 5, 2026Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedNo
Sep 3, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedNo
Sep 2, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMSExplainedNo
Sep 2, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedNo
Sep 1, 2026Credit reportingIncorrect information on your reportAccount information incorrectCTExplainedNo
Aug 31, 2026Credit reportingIncorrect information on your reportAccount status incorrectMSExplainedNo
Aug 30, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedNo
Aug 26, 2026Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedNo
Aug 25, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedNo
Aug 21, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTNExplainedNo
Aug 21, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTNExplainedNo

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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