Debt collector · complaint record
Western Credit & Collection Service complaints
Filed under Western Credit & Collection Service, Inc.
Consumers have filed 6 complaints about Western Credit & Collection Service since 2015, none in the last 12 months. It answered 83.3% on time and closed 40% with relief for the customer. The most common problem is false statements or representation.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 6
- Last 12 months
- 0
- Answered on time
- 83.3%
- Closed with relief
- 40%
- Last 30 days
- 0
- Rank
- -
Since January 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jan 14, 2025
Western Credit & Collection Service complaints by month
The busiest month was January 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Western Credit & Collection Service answered all time
- Closed with monetary relief116.7%
- Closed with non-monetary relief116.7%
- Closed with explanation350%
- Untimely response116.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Western Credit & Collection Service complaints are about
Top Western Credit & Collection Service problems
Inside "False statements or representation"
- Attempted to collect wrong amount 1
Western Credit & Collection Service compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Western Credit & Collection ServiceDebt collection | - | 0 | - |
Compare side by side: Western Credit & Collection Service vs Green Square · Western Credit & Collection Service vs EMoneyUSA · Western Credit & Collection Service vs Mullooly Jeffrey Rooney & Flynn · Western Credit & Collection Service vs Credit World Services
What people say about Western Credit & Collection Service
All experiencesNo experiences with Western Credit & Collection Service yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Western Credit & Collection Service complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 14, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Sep 19, 2019 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jan 5, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Nov 11, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Apr 29, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Money back |
| Jan 14, 2015 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
Questions about Western Credit & Collection Service
How many complaints does Western Credit & Collection Service have?
Western Credit & Collection Service has 6 complaints on record since January 2015, including 0 in the last 12 months and 0 in the last 30 days.
Does Western Credit & Collection Service respond to complaints?
Yes. Western Credit & Collection Service answered 83.3% of its complaints on time (within 15 days) and closed 40% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Western Credit & Collection Service?
The most common problems are false statements or representation (1), attempts to collect debt not owed (1), threatened to contact someone or share information improperly (1).
Is Western Credit & Collection Service legit?
Western Credit & Collection Service is a real company with a public complaint record: consumers have complained about it 6 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Western Credit & Collection Service legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Western Credit & Collection Service?
Complain to Western Credit & Collection Service in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Western Credit & Collection Service complaints come from?
Most come from Oregon (5), Arizona (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Western Credit & Collection Service
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