Credit reporting
Western-Shamrock credit reporting complaints
Consumers have filed 91 complaints about Western-Shamrock's credit reporting, 21 in the last 12 months (-19%). Western-Shamrock answered 100% on time and closed 19% with relief. See the whole Western-Shamrock record.
Western-Shamrock against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Western-Shamrock | 21 | 100% | 19% |
Latest Western-Shamrock credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 8, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 7, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Aug 14, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 5, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| Aug 4, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 19, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 6, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| May 19, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 5, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 27, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 2, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 20, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Mar 17, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 17, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 12, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 23, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 17, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Nov 18, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 17, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 4, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 1, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 30, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 29, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Fixed |
| Oct 21, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 16, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 10, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 27, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 12, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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