Debt collector · complaint record
Wilco Finance complaints
Filed under Wilco Finance, Inc
Consumers have filed 7 complaints about Wilco Finance since 2025, 3 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 7
- Last 12 months
- 3
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,125 of 1,963
Since January 2025
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Mar 6, 2026
Most complained-about debt collectors
Wilco Finance complaints by month
The busiest month was October 2025 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Wilco Finance answered all time
- Closed with non-monetary relief114.3%
- Closed with explanation685.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Wilco Finance complaints are about
Top Wilco Finance problems
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 4
Wilco Finance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Wilco FinanceDebt collection | - | 3 | - |
Compare side by side: Wilco Finance vs Green Square · Wilco Finance vs EMoneyUSA · Wilco Finance vs Mullooly Jeffrey Rooney & Flynn · Wilco Finance vs Credit World Services
What people say about Wilco Finance
All experiencesNo experiences with Wilco Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Wilco Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 6, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 3, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 2, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 8, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 8, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 1, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Jan 22, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
Questions about Wilco Finance
How many complaints does Wilco Finance have?
Wilco Finance has 7 complaints on record since January 2025, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.
Does Wilco Finance respond to complaints?
Yes. Wilco Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Wilco Finance?
The most common problems are took or threatened to take negative or legal action (4), incorrect information on your report (2), problem with a company's investigation into an existing problem (1).
Is Wilco Finance legit?
Wilco Finance is a real company with a public complaint record: consumers have complained about it 7 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Wilco Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Wilco Finance?
Complain to Wilco Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Wilco Finance complaints come from?
Most come from North Carolina (7). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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