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Credit reporting

World Acceptance credit reporting complaints

Consumers have filed 1,993 complaints about World Acceptance's credit reporting, 491 in the last 12 months (-5%). World Acceptance answered 99.6% on time and closed 11% with relief. See the whole World Acceptance record.

World Acceptance against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13World Acceptance (World Finance)491-5%99.6%11%1,993

Every credit bureau ranked

Latest World Acceptance credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Aug 26, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Aug 25, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseILFixedYes
Aug 25, 2026Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedYes
Aug 25, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Aug 19, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMOExplainedYes
Aug 18, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseLAExplainedYes
Aug 18, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseSCExplainedYes
Aug 14, 2026Credit reportingImproper use of your reportReporting company used your report improperlyKYExplainedYes
Aug 13, 2026Credit reportingImproper use of your reportReporting company used your report improperlyKYExplainedYes
Aug 13, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportSCExplainedYes
Aug 12, 2026Credit reportingImproper use of your reportReporting company used your report improperlyWIExplainedYes
Aug 11, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAExplainedYes
Aug 9, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Aug 9, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportINExplainedYes
Aug 8, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTNExplainedYes
Aug 5, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseSCExplainedYes
Aug 4, 2026Credit reportingIncorrect information on your reportAccount status incorrectINExplainedYes
Aug 4, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportILExplainedYes
Aug 3, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMSExplainedYes
Aug 3, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAExplainedYes
Aug 2, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Aug 2, 2026Credit reportingIncorrect information on your reportAccount status incorrectGAExplainedYes
Aug 2, 2026Credit reportingIncorrect information on your reportAccount status incorrectGAExplainedYes
Jul 31, 2026Credit reportingIncorrect information on your reportAccount information incorrectGAExplainedYes
Jul 30, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Jul 29, 2026Credit reportingIncorrect information on your reportAccount information incorrectGAExplainedYes
Jul 29, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMSExplainedYes
Jul 29, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseALExplainedYes
Jul 29, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Jul 27, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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