Credit reporting
World Acceptance credit reporting complaints
Consumers have filed 1,993 complaints about World Acceptance's credit reporting, 491 in the last 12 months (-5%). World Acceptance answered 99.6% on time and closed 11% with relief. See the whole World Acceptance record.
World Acceptance against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | World Acceptance (World Finance) | 491 | 99.6% | 11% |
Latest World Acceptance credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 29, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Oct 26, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 21, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Oct 20, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 20, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 20, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 18, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 18, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Oct 15, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 14, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 13, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Fixed |
| Oct 12, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 10, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 9, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 9, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 8, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 8, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 8, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 8, 2026 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Oct 6, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 4, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 1, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 28, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 28, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 28, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 28, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 25, 2026 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | Explained |
| Sep 23, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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