Lender · complaint record
XtraCash complaints
Filed under XtraCash, LLC
Consumers have filed 1 complaint about XtraCash since 2026, 1 of them in the last 12 months. It answered 0% on time. The most common problem is charged fees or interest you didn't expect.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 1
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- -
- Last 30 days
- 0
- Rank
- #207 of 272
Since February 2026
new vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Feb 9, 2026
Most complained-about personal & payday lenders
XtraCash complaints by month
The busiest month was February 2026 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How XtraCash answered all time
- Untimely response1100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top XtraCash problems
XtraCash compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | XtraCashPayday & personal loans | - | 1 | - |
Compare side by side: XtraCash vs SoLo Funds · XtraCash vs AAA Auto Title Loans · XtraCash vs Powerpay · XtraCash vs AmeriCash
What people say about XtraCash
All experiencesNo experiences with XtraCash yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest XtraCash complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 9, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | No timely reply |
Questions about XtraCash
How many complaints does XtraCash have?
XtraCash has 1 complaint on record since February 2026, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does XtraCash respond to complaints?
Yes. XtraCash answered 0% of its complaints on time (within 15 days) and closed - with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with XtraCash?
The most common problems are charged fees or interest you didn't expect (1).
Is XtraCash legit?
XtraCash is a real company with a public complaint record: consumers have complained about it 1 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is XtraCash legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against XtraCash?
Complain to XtraCash in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most XtraCash complaints come from?
Most come from Kansas (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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