Debt collection
Zarzaur and Schwartz, PC debt collection complaints
Consumers have filed 69 complaints about Zarzaur and Schwartz, PC's debt collection, 15 in the last 12 months. Zarzaur and Schwartz, PC answered 53.3% on time and closed 0% with relief. See the whole Zarzaur and Schwartz, PC record.
Zarzaur and Schwartz, PC against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Zarzaur and Schwartz, PC | 15 | 53.3% | 0% |
Latest Zarzaur and Schwartz, PC debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 5, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 25, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Oct 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Oct 15, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 14, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
| Sep 25, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| May 18, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 27, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 11, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 7, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 1, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 9, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jul 30, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jul 29, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Apr 10, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 3, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 18, 2025 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Feb 21, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 14, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 12, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 6, 2025 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Jan 26, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 29, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 8, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 13, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jul 23, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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