Debt collector · complaint record
Zarzaur and Schwartz, PC complaints
Consumers have filed 84 complaints about Zarzaur and Schwartz, PC since 2013, 17 of them in the last 12 months (+21% on the year before). It answered 47.1% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 84
- Last 12 months
- 17
- Answered on time
- 47.1%
- Closed with relief
- 0%
- Last 30 days
- 3
- Rank
- #574 of 1,963
Since August 2013
+21% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 5, 2026
Most complained-about debt collectors
Zarzaur and Schwartz, PC complaints by month
The busiest month was October 2026 (5 complaints). Complaints in the last 12 months are up 21% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Zarzaur and Schwartz, PC answered all time
- Closed with monetary relief11.2%
- Closed with non-monetary relief22.4%
- Closed with explanation8095.2%
- In progress11.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Zarzaur and Schwartz, PC complaints are about
Top Zarzaur and Schwartz, PC problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 10
- Debt was result of identity theft 8
- Debt was paid 5
Where Zarzaur and Schwartz, PC complaints come from
Most complaints: Alabama (75), Louisiana (4), Mississippi (3), AE, Florida (1).
Zarzaur and Schwartz, PC compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Zarzaur and Schwartz, PCDebt collection | - | 17 | - |
Compare side by side: Zarzaur and Schwartz, PC vs Green Square · Zarzaur and Schwartz, PC vs EMoneyUSA · Zarzaur and Schwartz, PC vs Mullooly Jeffrey Rooney & Flynn · Zarzaur and Schwartz, PC vs Credit World Services
What people say about Zarzaur and Schwartz, PC
All experiencesNo experiences with Zarzaur and Schwartz, PC yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Zarzaur and Schwartz, PC complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 5, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 25, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Oct 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Oct 15, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 14, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
| Sep 25, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| May 18, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 13, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Questions about Zarzaur and Schwartz, PC
How many complaints does Zarzaur and Schwartz, PC have?
Zarzaur and Schwartz, PC has 84 complaints on record since August 2013, including 17 in the last 12 months and 3 in the last 30 days. That makes it number 1,166 of every company by complaints this year.
Does Zarzaur and Schwartz, PC respond to complaints?
Yes. Zarzaur and Schwartz, PC answered 47.1% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Zarzaur and Schwartz, PC?
The most common problems are attempts to collect debt not owed (23), took or threatened to take negative or legal action (18), false statements or representation (5).
Is Zarzaur and Schwartz, PC legit?
Zarzaur and Schwartz, PC is a real company with a public complaint record: consumers have complained about it 84 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Zarzaur and Schwartz, PC legit? for the signals, red flags and how to protect yourself.
Are complaints about Zarzaur and Schwartz, PC going up or down?
Up. There were 17 complaints in the last 12 months against 14 in the 12 before (+21%). See every month.
How do I file a complaint against Zarzaur and Schwartz, PC?
Complain to Zarzaur and Schwartz, PC in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Zarzaur and Schwartz, PC complaints come from?
Most come from Alabama (75), Louisiana (4), Mississippi (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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