Credit bureau · complaint record
ZLN Finance complaints
Filed under ZLN Finance LLC
Consumers have filed 6 complaints about ZLN Finance since 2026, 6 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 6
- Last 12 months
- 6
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #239 of 566
Since January 2026
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Apr 4, 2026
Most complained-about credit bureaus & report companies
ZLN Finance complaints by month
The busiest month was January 2026 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How ZLN Finance answered all time
- Closed with explanation6100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top ZLN Finance problems
Inside "Incorrect information on your report"
- Account status incorrect 6
ZLN Finance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | ZLN FinanceCredit reporting | - | 6 | - |
Compare side by side: ZLN Finance vs Apple Financing · ZLN Finance vs Nav Technologies · ZLN Finance vs Opportunity Fund · ZLN Finance vs Heritage Financial Group
What people say about ZLN Finance
All experiencesNo experiences with ZLN Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest ZLN Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 4, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 5, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 9, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 31, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 10, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 3, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
Questions about ZLN Finance
How many complaints does ZLN Finance have?
ZLN Finance has 6 complaints on record since January 2026, including 6 in the last 12 months and 0 in the last 30 days. That makes it number 1,757 of every company by complaints this year.
Does ZLN Finance respond to complaints?
Yes. ZLN Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with ZLN Finance?
The most common problems are incorrect information on your report (6).
Is ZLN Finance legit?
ZLN Finance is a real company with a public complaint record: consumers have complained about it 6 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is ZLN Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against ZLN Finance?
Complain to ZLN Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most ZLN Finance complaints come from?
Most come from New Jersey (6). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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