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Credit reporting

Complaint 21295174 LendingUSA

Explained
Company
LendingUSA
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
Illinois 60513
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Apr 16, 2026Complaint received
  2. Apr 16, 2026Sent to LendingUSA
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More LendingUSA complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Aug 25, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Dec 10, 2025Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Oct 18, 2025Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Mar 21, 2025Credit reportingImproper use of your reportReporting company used your report improperlyVAExplainedYes
Oct 1, 2024Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Jun 14, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNJFixedYes
Apr 25, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Dec 12, 2023Credit reportingImproper use of your reportReporting company used your report improperlyMIExplainedYes
Feb 26, 2023Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Sep 24, 2022Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedNo

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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