Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme
Case file

Credit cards

Complaint 28303454 Encore Capital

Explained
Product
Credit card · General-purpose credit card or charge card
Detail
Unexpected increase in interest rate
From
Georgia 30331
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Sep 26, 2026Complaint received
  2. Sep 26, 2026Sent to Encore Capital
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

Same problem with Encore Capital?

Tell people what happened to you and how it ended - it is the part the records leave out.

Share your experience See Encore Capital's record

More Encore Capital complaints about fees or interest

ReceivedAboutIssueStateAnswerOn time
Oct 19, 2026Credit cardsFees or interestProblem with feesALExplainedYes
Oct 14, 2026Credit cardsFees or interestProblem with feesNYExplainedYes
Oct 8, 2026Credit cardsFees or interestProblem with feesMAIn progressYes
Aug 27, 2026Credit cardsFees or interestCharged too much interestTXFixedYes
Jul 25, 2026Credit cardsFees or interestCharged too much interestFLExplainedYes
Jul 6, 2026Credit cardsFees or interestProblem with feesCAExplainedYes
May 29, 2026Credit cardsFees or interestProblem with feesILFixedYes
May 19, 2026Credit cardsFees or interestCharged too much interestNJExplainedYes
May 14, 2026Credit cardsFees or interestProblem with feesMDFixedYes
Apr 7, 2026Credit cardsFees or interestCharged too much interestNCExplainedYes

Discuss this complaint

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience