Credit reporting
21ST Mortgage credit reporting complaints
Consumers have filed 122 complaints about 21ST Mortgage's credit reporting, 31 in the last 12 months (-11%). 21ST Mortgage answered 100% on time and closed 0% with relief. See the whole 21ST Mortgage record.
21ST Mortgage against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | 21ST Mortgage | 31 | 100% | 0% |
Latest 21ST Mortgage credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 30, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 22, 2026 | Credit reporting | Improper use of your reportReceived unsolicited financial product or insurance offers after opting out | Explained |
| Oct 20, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 16, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Sep 20, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 17, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Sep 17, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 18, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 4, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 28, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 22, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 3, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| May 28, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 16, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| May 4, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 27, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 27, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 22, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 30, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 18, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 10, 2026 | Credit reporting | Credit monitoring or identity theft protection servicesBilling dispute for services | Explained |
| Jan 30, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Jan 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 20, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Dec 14, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 12, 2025 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Dec 12, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 11, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 2, 2025 | Credit reporting | Credit monitoring or identity theft protection servicesBilling dispute for services | Explained |
| Dec 1, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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