Credit bureau · complaint record
A+ Finance complaints
Filed under APLUS INSTACASH LLC dba A+ FINANCE
Consumers have filed 8 complaints about A+ Finance since 2020, none in the last 12 months. It answered 87.5% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 8
- Last 12 months
- 0
- Answered on time
- 87.5%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since December 2020
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Jul 31, 2025
A+ Finance complaints by month
The busiest month was December 2020 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How A+ Finance answered all time
- Closed with explanation8100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What A+ Finance complaints are about
Top A+ Finance problems
Inside "Incorrect information on your report"
- Account status incorrect 3
A+ Finance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | A+ FinanceCredit reporting | - | 0 | - |
Compare side by side: A+ Finance vs Apple Financing · A+ Finance vs Nav Technologies · A+ Finance vs Opportunity Fund · A+ Finance vs Heritage Financial Group
What people say about A+ Finance
All experiencesNo experiences with A+ Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest A+ Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 31, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 4, 2025 | Auto loans & leases | RepossessionNotice to repossess | Explained |
| Apr 7, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 17, 2021 | Payday & personal loans | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 13, 2021 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 11, 2021 | Money transfers & apps | Fraud or scam | Explained |
| Dec 23, 2020 | Credit reporting | Identity theft protection or other monitoring servicesDidn't receive services that were advertised | Explained |
| Dec 19, 2020 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
Questions about A+ Finance
How many complaints does A+ Finance have?
A+ Finance has 8 complaints on record since December 2020, including 0 in the last 12 months and 0 in the last 30 days.
Does A+ Finance respond to complaints?
Yes. A+ Finance answered 87.5% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with A+ Finance?
The most common problems are incorrect information on your report (3), took or threatened to take negative or legal action (2), fraud or scam (1).
Is A+ Finance legit?
A+ Finance is a real company with a public complaint record: consumers have complained about it 8 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is A+ Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against A+ Finance?
Complain to A+ Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most A+ Finance complaints come from?
Most come from North Carolina (3), Texas (2), Georgia (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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