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Debt collection

AAA Collections debt collection complaints

Consumers have filed 125 complaints about AAA Collections's debt collection, 21 in the last 12 months. AAA Collections answered 100% on time and closed 0% with relief. See the whole AAA Collections record.

AAA Collections against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13AAA Collections21new100%0%125

Every debt collector ranked

Latest AAA Collections debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Nov 4, 2026Debt collectionAttempts to collect debt not owedDebt was paidNDIn progressYes
Oct 23, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNEIn progressYes
Oct 5, 2026Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtNDIn progressYes
Sep 22, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNDExplainedYes
Sep 20, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountSDExplainedYes
Sep 18, 2026Debt collectionCommunication tacticsFrequent or repeated callsSDExplainedYes
Aug 14, 2026Debt collectionCommunication tacticsFrequent or repeated callsNCExplainedYes
Aug 4, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtSDExplainedYes
Jul 17, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedSDExplainedYes
Jun 24, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtSDExplainedYes
Jun 16, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMNExplainedYes
Apr 23, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtSDExplainedYes
Apr 13, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNDExplainedYes
Apr 6, 2026Debt collectionAttempts to collect debt not owedDebt was paidNDExplainedYes
Mar 3, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingCAExplainedYes
Feb 5, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountSDExplainedYes
Jan 23, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedILExplainedYes
Jan 15, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeSDExplainedYes
Jan 15, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtSDExplainedYes
Jan 7, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Dec 19, 2025Debt collectionCommunication tacticsFrequent or repeated callsWYExplainedYes
Nov 5, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtAZExplainedYes
Oct 7, 2025Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsSDExplainedYes
Oct 6, 2025Debt collectionAttempts to collect debt not owedDebt was paidSDExplainedYes
Oct 5, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtSDExplainedYes
Sep 17, 2025Debt collectionAttempts to collect debt not owedDebt was paidIAExplainedYes
Aug 22, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtSDExplainedYes
Aug 20, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtNDExplainedYes
Aug 1, 2025Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitNDExplainedYes
Jul 29, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtSDExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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