Debt collector · complaint record
AAA Collections complaints
Consumers have filed 127 complaints about AAA Collections since 2013, 21 of them in the last 12 months (+31% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 127
- Last 12 months
- 21
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 2
- Rank
- #512 of 1,963
Since November 2013
+31% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 4, 2026
Most complained-about debt collectors
AAA Collections complaints by month
The busiest month was January 2024 (5 complaints). Complaints in the last 12 months are up 31% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How AAA Collections answered all time
- Closed with explanation12497.6%
- In progress32.4%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What AAA Collections complaints are about
Top AAA Collections problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 11
- Debt was paid 9
- Debt was result of identity theft 3
Where AAA Collections complaints come from
Most complaints: South Dakota (73), North Dakota (24), Iowa (8), Nebraska (4), Minnesota (4).
AAA Collections compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | AAA CollectionsDebt collection | - | 21 | - |
Compare side by side: AAA Collections vs Green Square · AAA Collections vs EMoneyUSA · AAA Collections vs Mullooly Jeffrey Rooney & Flynn · AAA Collections vs Credit World Services
What people say about AAA Collections
All experiencesNo experiences with AAA Collections yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest AAA Collections complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 4, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | In progress |
| Oct 23, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | In progress |
| Oct 5, 2026 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | In progress |
| Sep 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 20, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 18, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 14, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 4, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jul 17, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 24, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Jun 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
Questions about AAA Collections
How many complaints does AAA Collections have?
AAA Collections has 127 complaints on record since November 2013, including 21 in the last 12 months and 2 in the last 30 days. That makes it number 1,049 of every company by complaints this year.
Does AAA Collections respond to complaints?
Yes. AAA Collections answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with AAA Collections?
The most common problems are attempts to collect debt not owed (23), took or threatened to take negative or legal action (18), communication tactics (21).
Is AAA Collections legit?
AAA Collections is a real company with a public complaint record: consumers have complained about it 127 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is AAA Collections legit? for the signals, red flags and how to protect yourself.
Are complaints about AAA Collections going up or down?
Up. There were 21 complaints in the last 12 months against 16 in the 12 before (+31%). See every month.
How do I file a complaint against AAA Collections?
Complain to AAA Collections in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most AAA Collections complaints come from?
Most come from South Dakota (73), North Dakota (24), Iowa (8). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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