Debt collection
Account Recovery Service debt collection complaints
Consumers have filed 13 complaints about Account Recovery Service's debt collection, 1 in the last 12 months. Account Recovery Service answered 0% on time and closed - with relief. See the whole Account Recovery Service record.
Account Recovery Service against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Account Recovery Service | 1 | 0% | - |
Latest Account Recovery Service debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 24, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Nov 25, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 10, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Jun 22, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Feb 1, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Dec 21, 2017 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | No timely reply |
| Nov 23, 2017 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | No timely reply |
| Jun 30, 2015 | Debt collection | Communication tacticsCalled after sent written cease of comm | No timely reply |
| Dec 23, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | No timely reply |
| Oct 9, 2014 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | No timely reply |
| May 23, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Mar 6, 2014 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Jan 2, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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