Debt collector · complaint record
Account Recovery Service complaints
Filed under Account Recovery Service, Inc. (WI)
Consumers have filed 14 complaints about Account Recovery Service since 2014, 2 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is communication tactics.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 14
- Last 12 months
- 2
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,275 of 1,963
Since January 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 24, 2026
Most complained-about debt collectors
Account Recovery Service complaints by month
The busiest month was January 2014 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Account Recovery Service answered all time
- Closed with explanation321.4%
- Untimely response1178.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Account Recovery Service complaints are about
Top Account Recovery Service problems
Inside "Communication tactics"
- Frequent or repeated calls 1
- Used obscene, profane, or other abusive language 1
- Called after sent written cease of comm 1
Where Account Recovery Service complaints come from
Most complaints: Illinois (3), Wisconsin (3), Florida (2), Massachusetts (1), Alabama (1).
Account Recovery Service compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Account Recovery ServiceDebt collection | - | 2 | - |
Compare side by side: Account Recovery Service vs Green Square · Account Recovery Service vs EMoneyUSA · Account Recovery Service vs Mullooly Jeffrey Rooney & Flynn · Account Recovery Service vs Credit World Services
What people say about Account Recovery Service
All experiencesNo experiences with Account Recovery Service yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Account Recovery Service complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 24, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Jun 22, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Nov 25, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 10, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Jun 22, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Feb 1, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Dec 21, 2017 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | No timely reply |
| Nov 23, 2017 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | No timely reply |
| Jun 30, 2015 | Debt collection | Communication tacticsCalled after sent written cease of comm | No timely reply |
| Dec 23, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | No timely reply |
| Oct 9, 2014 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | No timely reply |
| May 23, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
Questions about Account Recovery Service
How many complaints does Account Recovery Service have?
Account Recovery Service has 14 complaints on record since January 2014, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does Account Recovery Service respond to complaints?
Yes. Account Recovery Service answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Account Recovery Service?
The most common problems are communication tactics (3), improper use of your report (1), attempts to collect debt not owed (3).
Is Account Recovery Service legit?
Account Recovery Service is a real company with a public complaint record: consumers have complained about it 14 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Account Recovery Service legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Account Recovery Service?
Complain to Account Recovery Service in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Account Recovery Service complaints come from?
Most come from Illinois (3), Wisconsin (3), Florida (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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