Debt collection
Account Recovery Specialists debt collection complaints
Consumers have filed 51 complaints about Account Recovery Specialists's debt collection, 4 in the last 12 months. Account Recovery Specialists answered 75% on time and closed 0% with relief. See the whole Account Recovery Specialists record.
Account Recovery Specialists against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Account Recovery Specialists | 4 | 75% | 0% |
Latest Account Recovery Specialists debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 28, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 27, 2026 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | Explained |
| Apr 25, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 13, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 3, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 6, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 17, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 10, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 7, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 20, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 27, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 3, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 28, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 2, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 2, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 11, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 3, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 23, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 9, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Oct 27, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 10, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 16, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 13, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 23, 2021 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jan 4, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Dec 21, 2020 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 11, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 7, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 2, 2020 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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