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Debt collector · complaint record

Account Recovery Specialists complaints

Consumers have filed 60 complaints about Account Recovery Specialists since 2014, 4 of them in the last 12 months. It answered 75% on time and closed 0% with relief for the customer. The most common problem is false statements or representation.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
60

Since April 2014

Last 12 months
4

new vs the year before

Answered on time
75%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Sep 29, 2026

Rank
#1,016 of 1,963

Most complained-about debt collectors

Account Recovery Specialists complaints by month

The busiest month was August 2022 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Account Recovery Specialists answered all time

  • Closed with explanation5185%
  • Closed915%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Account Recovery Specialists complaints are about

Top Account Recovery Specialists problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 8
  • Debt was paid 3
  • Debt was result of identity theft 2
  • Debt was already discharged in bankruptcy and is no longer owed 1

Where Account Recovery Specialists complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Kansas (48), Oklahoma (4), Florida (2), Illinois (1), Michigan (1).

Account Recovery Specialists compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Account Recovery SpecialistsDebt collection-4new75%0%-

Compare side by side: Account Recovery Specialists vs Green Square · Account Recovery Specialists vs EMoneyUSA · Account Recovery Specialists vs Mullooly Jeffrey Rooney & Flynn · Account Recovery Specialists vs Credit World Services

What people say about Account Recovery Specialists

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Latest Account Recovery Specialists complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Sep 29, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursKSExplainedYes
Aug 28, 2026Debt collectionCommunication tacticsFrequent or repeated callsKSExplainedYes
Apr 27, 2026Debt collectionFalse statements or representationTold you not to respond to a lawsuit they filed against youKSExplainedYes
Apr 25, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOKExplainedNo
Aug 13, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debt-ExplainedNo
Apr 3, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursKSExplainedNo
Jan 6, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountKSExplainedNo
Dec 17, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtKSExplainedYes
Oct 10, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursKSExplainedNo
Oct 7, 2024Debt collectionAttempts to collect debt not owedDebt was paidKSExplainedNo
Nov 20, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursKSExplainedYes
Dec 4, 2022Credit reportingImproper use of your reportReporting company used your report improperlyKSExplainedYes

Questions about Account Recovery Specialists

How many complaints does Account Recovery Specialists have?

Account Recovery Specialists has 60 complaints on record since April 2014, including 4 in the last 12 months and 0 in the last 30 days. That makes it number 2,028 of every company by complaints this year.

Does Account Recovery Specialists respond to complaints?

Yes. Account Recovery Specialists answered 75% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Account Recovery Specialists?
Is Account Recovery Specialists legit?

Account Recovery Specialists is a real company with a public complaint record: consumers have complained about it 60 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Account Recovery Specialists legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Account Recovery Specialists?

Complain to Account Recovery Specialists in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Account Recovery Specialists complaints come from?

Most come from Kansas (48), Oklahoma (4), Florida (2). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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