Debt collection
Action Collection Service debt collection complaints
Consumers have filed 105 complaints about Action Collection Service's debt collection, 16 in the last 12 months. Action Collection Service answered 75% on time and closed 0% with relief. See the whole Action Collection Service record.
Action Collection Service against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Action Collection Service | 16 | 75% | 0% |
Latest Action Collection Service debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 10, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 26, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 25, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 24, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 9, 2023 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 28, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 14, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 10, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 3, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 20, 2023 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | Explained |
| Jan 6, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 20, 2022 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Dec 1, 2022 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 29, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 27, 2022 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Mar 16, 2022 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Mar 12, 2022 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Mar 9, 2022 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Aug 20, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 24, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 5, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 4, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 22, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 19, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 19, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 9, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 3, 2020 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Sep 19, 2020 | Debt collection | Took or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debt | Explained |
| Aug 8, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 12, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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