Debt collection
Action Collection Service debt collection complaints
Consumers have filed 105 complaints about Action Collection Service's debt collection, 16 in the last 12 months. Action Collection Service answered 75% on time and closed 0% with relief. See the whole Action Collection Service record.
Action Collection Service against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Action Collection Service | 16 | 75% | 0% |
Latest Action Collection Service debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 9, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 14, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 24, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 30, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 6, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 17, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 9, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 7, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 18, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 25, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 21, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 9, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 2, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 5, 2017 | Debt collection | Disclosure verification of debtNot disclosed as an attempt to collect | Closed |
| Oct 6, 2016 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Aug 15, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Closed |
| Aug 12, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| Feb 7, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Closed |
| Feb 3, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Closed |
| Jan 14, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Dec 12, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Oct 16, 2015 | Debt collection | False statements or representationAttempted to collect wrong amount | Money back |
| Sep 24, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Aug 16, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| May 6, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Closed |
| Apr 14, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Closed |
| Mar 13, 2015 | Debt collection | Communication tacticsCalled after sent written cease of comm | Explained |
| Jan 28, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 27, 2015 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Closed |
| Jan 21, 2015 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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