Debt collection
Action Collection Service debt collection complaints
Consumers have filed 105 complaints about Action Collection Service's debt collection, 16 in the last 12 months. Action Collection Service answered 75% on time and closed 0% with relief. See the whole Action Collection Service record.
Action Collection Service against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Action Collection Service | 16 | 75% | 0% |
Latest Action Collection Service debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 12, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 30, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 29, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 2, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| May 11, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Apr 29, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 1, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 25, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 26, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jan 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 4, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 22, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 21, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 3, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 19, 2025 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | Explained |
| Jul 25, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 12, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 10, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 20, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 16, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 8, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 11, 2024 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 2, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 21, 2024 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Apr 24, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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