Debt collector · complaint record
Action Collection Service complaints
Consumers have filed 118 complaints about Action Collection Service since 2013, 20 of them in the last 12 months (+67% on the year before). It answered 70% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 118
- Last 12 months
- 20
- Answered on time
- 70%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #526 of 1,963
Since July 2013
+67% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Aug 21, 2026
Most complained-about debt collectors
Action Collection Service complaints by month
The busiest month was January 2026 (6 complaints). Complaints in the last 12 months are up 67% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Action Collection Service answered all time
- Closed with monetary relief21.7%
- Closed with non-monetary relief10.8%
- Closed with explanation10790.7%
- Closed86.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Action Collection Service complaints are about
Top Action Collection Service problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 12
- Debt was paid 7
- Debt was result of identity theft 3
- Debt was already discharged in bankruptcy and is no longer owed 2
Where Action Collection Service complaints come from
Most complaints: Idaho (72), Washington (11), Texas (4), California (4), MP.
Action Collection Service compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Action Collection ServiceDebt collection | - | 20 | - |
Compare side by side: Action Collection Service vs Green Square · Action Collection Service vs EMoneyUSA · Action Collection Service vs Mullooly Jeffrey Rooney & Flynn · Action Collection Service vs Credit World Services
What people say about Action Collection Service
All experiencesNo experiences with Action Collection Service yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Action Collection Service complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 12, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 30, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 27, 2026 | Debt relief & credit repair | Didn't provide services promised | Explained |
| Jun 29, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 2, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| May 11, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Apr 29, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 13, 2026 | Debt relief & credit repair | Unauthorized withdrawals or charges | Explained |
| Apr 1, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about Action Collection Service
How many complaints does Action Collection Service have?
Action Collection Service has 118 complaints on record since July 2013, including 20 in the last 12 months and 0 in the last 30 days. That makes it number 1,078 of every company by complaints this year.
Does Action Collection Service respond to complaints?
Yes. Action Collection Service answered 70% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Action Collection Service?
The most common problems are attempts to collect debt not owed (24), communication tactics (23), false statements or representation (18).
Is Action Collection Service legit?
Action Collection Service is a real company with a public complaint record: consumers have complained about it 118 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Action Collection Service legit? for the signals, red flags and how to protect yourself.
Are complaints about Action Collection Service going up or down?
Up. There were 20 complaints in the last 12 months against 12 in the 12 before (+67%). See every month.
How do I file a complaint against Action Collection Service?
Complain to Action Collection Service in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Action Collection Service complaints come from?
Most come from Idaho (72), Washington (11), Texas (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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