Credit reporting
Affirm credit reporting complaints
Consumers have filed 7,719 complaints about Affirm's credit reporting, 2,811 in the last 12 months (+23%). Affirm answered 100% on time and closed 0% with relief. See the whole Affirm record.
Affirm against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Affirm | 2,811 | 100% | 0% |
Latest Affirm credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 12, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 11, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Oct 11, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 11, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 11, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 10, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Oct 10, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Oct 10, 2026 | Credit reporting | Credit monitoring or identity theft protection servicesBilling dispute for services | Explained |
| Oct 10, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 9, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Oct 9, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 9, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 9, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 9, 2026 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Oct 9, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 9, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 8, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 8, 2026 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Oct 8, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 8, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 8, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 8, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 8, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 8, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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