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Debt collection

Alliant Credit Union debt collection complaints

Consumers have filed 72 complaints about Alliant Credit Union's debt collection, 23 in the last 12 months (+15%). Alliant Credit Union answered 100% on time and closed 0% with relief. See the whole Alliant Credit Union record.

Alliant Credit Union against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Alliant Credit Union23+15%100%0%72

Every debt collector ranked

Latest Alliant Credit Union debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Sep 18, 2026Debt collectionElectronic communicationsFrequent or repeated messagesPAExplainedYes
May 19, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedALExplainedYes
May 18, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
May 11, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Apr 22, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCOExplainedYes
Apr 14, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Mar 31, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNVExplainedYes
Mar 23, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedALExplainedYes
Mar 17, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtAZExplainedYes
Mar 16, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtAZExplainedYes
Mar 11, 2026Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtTXExplainedYes
Feb 25, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNVExplainedYes
Feb 20, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Feb 19, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNVExplainedYes
Feb 5, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Feb 4, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedALExplainedYes
Feb 2, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Jan 10, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNVExplainedYes
Jan 6, 2026Debt collectionAttempts to collect debt not owedDebt was paidILExplainedYes
Dec 20, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Dec 17, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtNYExplainedYes
Dec 17, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Nov 24, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNHExplainedYes
Nov 8, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNYExplainedYes
Nov 5, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Nov 4, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Oct 30, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTNExplainedYes
Oct 11, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Jul 19, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Jul 18, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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