Debt collection
American Collection Systems debt collection complaints
Consumers have filed 30 complaints about American Collection Systems's debt collection, 4 in the last 12 months. American Collection Systems answered 100% on time and closed 0% with relief. See the whole American Collection Systems record.
American Collection Systems against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | American Collection Systems | 4 | 100% | 0% |
Latest American Collection Systems debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 1, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Aug 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 31, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 2, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 7, 2025 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Mar 14, 2025 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Oct 1, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Sep 24, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 12, 2024 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Aug 6, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 24, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 23, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 12, 2023 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Aug 23, 2023 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 24, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 5, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 7, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 20, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 13, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Money back |
| Mar 9, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 24, 2022 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 2, 2021 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| May 1, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 23, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 27, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 23, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 18, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 5, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Money back |
| Jun 6, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Money back |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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