Debt collector · complaint record
American Collection Systems complaints
Filed under American Collection Systems, Inc.
Consumers have filed 32 complaints about American Collection Systems since 2014, 4 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 32
- Last 12 months
- 4
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #1,016 of 1,963
Since June 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 28, 2026
Most complained-about debt collectors
American Collection Systems complaints by month
The busiest month was August 2017 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How American Collection Systems answered all time
- Closed with monetary relief39.4%
- Closed with explanation2990.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What American Collection Systems complaints are about
Top American Collection Systems problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 4
- Debt was paid 3
- Debt was result of identity theft 2
Where American Collection Systems complaints come from
Most complaints: Wyoming (13), Arkansas (4), Texas (3), Colorado (2), Arizona (2).
American Collection Systems compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | American Collection SystemsDebt collection | - | 4 | - |
Compare side by side: American Collection Systems vs Green Square · American Collection Systems vs EMoneyUSA · American Collection Systems vs Mullooly Jeffrey Rooney & Flynn · American Collection Systems vs Credit World Services
What people say about American Collection Systems
All experiencesNo experiences with American Collection Systems yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest American Collection Systems complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 1, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Aug 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 31, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 2, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 7, 2025 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Mar 14, 2025 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Oct 1, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Sep 24, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 12, 2024 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Aug 6, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 24, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about American Collection Systems
How many complaints does American Collection Systems have?
American Collection Systems has 32 complaints on record since June 2014, including 4 in the last 12 months and 1 in the last 30 days. That makes it number 2,028 of every company by complaints this year.
Does American Collection Systems respond to complaints?
Yes. American Collection Systems answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with American Collection Systems?
The most common problems are attempts to collect debt not owed (9), threatened to contact someone or share information improperly (4), written notification about debt (7).
Is American Collection Systems legit?
American Collection Systems is a real company with a public complaint record: consumers have complained about it 32 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is American Collection Systems legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against American Collection Systems?
Complain to American Collection Systems in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most American Collection Systems complaints come from?
Most come from Wyoming (13), Arkansas (4), Texas (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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