Debt collection
American Collections Enterprise debt collection complaints
Consumers have filed 360 complaints about American Collections Enterprise's debt collection, 3 in the last 12 months (-92%). American Collections Enterprise answered 0% on time and closed - with relief. See the whole American Collections Enterprise record.
American Collections Enterprise against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | American Collections Enterprise | 3 | 0% | - |
Latest American Collections Enterprise debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 20, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Mar 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jan 6, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Oct 16, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Aug 1, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 17, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 23, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 28, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 28, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 17, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 15, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 12, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 9, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 22, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 18, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 17, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 16, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 10, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 9, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 2, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 2, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 1, 2025 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Mar 19, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 22, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 12, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 11, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 7, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 7, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 3, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 27, 2025 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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