Credit reporting
American Pacific Mortgage credit reporting complaints
Consumers have filed 20 complaints about American Pacific Mortgage's credit reporting, 4 in the last 12 months. American Pacific Mortgage answered 100% on time and closed 0% with relief. See the whole American Pacific Mortgage record.
American Pacific Mortgage against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | American Pacific Mortgage | 4 | 100% | 0% |
Latest American Pacific Mortgage credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 4, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 3, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 21, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 13, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 7, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 22, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 7, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| May 2, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 1, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 25, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 23, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 16, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 19, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 16, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 17, 2021 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 1, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Aug 22, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 21, 2021 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 31, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 8, 2019 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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