Lender · complaint record
America's Financial Choice complaints
Filed under America's Financial Choice, Inc.
Consumers have filed 4 complaints about America's Financial Choice since 2015, none in the last 12 months. It answered 50% on time and closed 33% with relief for the customer. The most common problem is other transaction problem.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 4
- Last 12 months
- 0
- Answered on time
- 50%
- Closed with relief
- 33%
- Last 30 days
- 0
- Rank
- -
Since April 2015
new vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Apr 15, 2022
America's Financial Choice complaints by month
The busiest month was April 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How America's Financial Choice answered all time
- Closed with non-monetary relief125%
- Closed with explanation250%
- Untimely response125%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What America's Financial Choice complaints are about
Top America's Financial Choice problems
America's Financial Choice compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | America's Financial ChoicePayday & personal loans | - | 0 | - |
Compare side by side: America's Financial Choice vs SoLo Funds · America's Financial Choice vs AAA Auto Title Loans · America's Financial Choice vs Powerpay · America's Financial Choice vs AmeriCash
What people say about America's Financial Choice
All experiencesNo experiences with America's Financial Choice yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest America's Financial Choice complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 15, 2022 | Money transfers & apps | Other transaction problem | No timely reply |
| Nov 20, 2020 | Payday & personal loans | Loan payment wasn't credited to your account | Fixed |
| Jul 12, 2019 | Payday & personal loans | Received a loan you didn't apply for | Explained |
| Apr 23, 2015 | Payday & personal loans | Charged fees or interest I didn't expect | Explained |
Questions about America's Financial Choice
How many complaints does America's Financial Choice have?
America's Financial Choice has 4 complaints on record since April 2015, including 0 in the last 12 months and 0 in the last 30 days.
Does America's Financial Choice respond to complaints?
Yes. America's Financial Choice answered 50% of its complaints on time (within 15 days) and closed 33% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with America's Financial Choice?
The most common problems are other transaction problem (1), loan payment wasn't credited to your account (1), received a loan you didn't apply for (1).
Is America's Financial Choice legit?
America's Financial Choice is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is America's Financial Choice legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against America's Financial Choice?
Complain to America's Financial Choice in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most America's Financial Choice complaints come from?
Most come from Illinois (3), Florida (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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