Credit bureau · complaint record
America's Loan complaints
Filed under AMERICA'S LOAN COMPANY, LLC
Consumers have filed 5 complaints about America's Loan since 2018, 2 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 5
- Last 12 months
- 2
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #342 of 566
Since August 2018
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Mar 17, 2026
Most complained-about credit bureaus & report companies
America's Loan complaints by month
The busiest month was August 2018 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How America's Loan answered all time
- Closed with explanation360%
- Untimely response240%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What America's Loan complaints are about
Top America's Loan problems
America's Loan compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | America's LoanCredit reporting | - | 2 | - |
Compare side by side: America's Loan vs Apple Financing · America's Loan vs Nav Technologies · America's Loan vs Opportunity Fund · America's Loan vs Heritage Financial Group
What people say about America's Loan
All experiencesNo experiences with America's Loan yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest America's Loan complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 17, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Jan 10, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Jan 25, 2023 | Payday & personal loans | Struggling to pay your loan | Explained |
| Nov 20, 2019 | Payday & personal loans | Getting the loan | Explained |
| Aug 3, 2018 | Payday & personal loans | Getting the loan | Explained |
Questions about America's Loan
How many complaints does America's Loan have?
America's Loan has 5 complaints on record since August 2018, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does America's Loan respond to complaints?
Yes. America's Loan answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with America's Loan?
The most common problems are incorrect information on your report (1), written notification about debt (1), getting the loan (2).
Is America's Loan legit?
America's Loan is a real company with a public complaint record: consumers have complained about it 5 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is America's Loan legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against America's Loan?
Complain to America's Loan in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most America's Loan complaints come from?
Most come from Ohio (5). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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