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Debt collection

AmeriCollect debt collection complaints

Consumers have filed 2,081 complaints about AmeriCollect's debt collection, 266 in the last 12 months (-2%). AmeriCollect answered 95.1% on time and closed 0% with relief. See the whole AmeriCollect record.

AmeriCollect against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13AmeriCollect266-2%95.1%0%2,081

Every debt collector ranked

Latest AmeriCollect debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Nov 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursWIExplainedYes
Nov 2, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeNVExplainedYes
Oct 31, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNCIn progressYes
Oct 31, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Oct 30, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLIn progressYes
Oct 29, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountALIn progressYes
Oct 28, 2026Debt collectionAttempts to collect debt not owedDebt was paidTNIn progressYes
Oct 26, 2026Debt collectionCommunication tacticsFrequent or repeated callsWAExplainedNo
Oct 26, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNVExplainedYes
Oct 24, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Oct 23, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Oct 22, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftOKExplainedYes
Oct 22, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Oct 21, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLIn progressYes
Oct 20, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Oct 20, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Oct 15, 2026Debt collectionElectronic communicationsFrequent or repeated messagesDCExplainedYes
Oct 13, 2026Debt collectionCommunication tacticsFrequent or repeated callsFLExplainedYes
Oct 12, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
Oct 9, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtWIExplainedYes
Oct 9, 2026Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Oct 8, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingOKExplainedYes
Oct 8, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingWIExplainedYes
Oct 7, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountWYIn progressYes
Oct 6, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Oct 5, 2026Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageINExplainedYes
Oct 3, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeGAExplainedYes
Oct 2, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Oct 1, 2026Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Sep 30, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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