Debt collector · complaint record
AmeriCollect complaints
Consumers have filed 2,550 complaints about AmeriCollect since 2013, 318 of them in the last 12 months (-3% on the year before). It answered 95.3% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Weak response record. How it works
- Complaints on record
- 2,550
- Last 12 months
- 318
- Answered on time
- 95.3%
- Closed with relief
- 0%
- Last 30 days
- 20
- Rank
- #101 of 1,963
Since November 2013
-3% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 5, 2026
Most complained-about debt collectors
AmeriCollect complaints by month
The busiest month was April 2021 (52 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How AmeriCollect answered last 12 months
- Closed with explanation30696.2%
- In progress123.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time24/4595.3% on time
- Relief for customers0/400% closed with relief
- Complaint trend11/15-3% vs last year
What AmeriCollect complaints are about
Top AmeriCollect problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 502
- Debt was result of identity theft 175
- Debt was paid 140
- Debt was already discharged in bankruptcy and is no longer owed 15
Where AmeriCollect complaints come from
Most complaints: Florida (519), Wisconsin (376), Georgia (356), Texas (194), Michigan (106).
AmeriCollect compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Summit A*RDebt collection | 36 | 338 | D |
| 2 | Kimball, Tirey & St. JohnDebt collection | 35 | 338 | D |
| 3 | Concord ServicingDebt collection | 48 | 318 | D |
| 4 | AmeriCollectDebt collection | 35 | 318 | D |
| 5 | Diverse Funding AssociatesDebt collection | 46 | 315 | D |
| 6 | Firstsource Business Process ServicesDebt collection | 52 | 311 | C |
| 7 | Synerprise Consulting ServicesDebt collection | 41 | 308 | D |
| 8 | Oliphant UnitedDebt collection | 20 | 295 | F |
Compare side by side: AmeriCollect vs Summit A*R · AmeriCollect vs Kimball, Tirey & St. John · AmeriCollect vs Concord Servicing · AmeriCollect vs Diverse Funding Associates
What people say about AmeriCollect
All experiencesNo experiences with AmeriCollect yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest AmeriCollect complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 2, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 31, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | In progress |
| Oct 31, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 30, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | In progress |
| Oct 29, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | In progress |
| Oct 28, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | In progress |
| Oct 26, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 24, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 23, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 23, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Questions about AmeriCollect
How many complaints does AmeriCollect have?
AmeriCollect has 2,550 complaints on record since November 2013, including 318 in the last 12 months and 20 in the last 30 days. That makes it number 249 of every company by complaints this year.
Does AmeriCollect respond to complaints?
Yes. AmeriCollect answered 95.3% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 35/100 (grade D).
What do people complain about most with AmeriCollect?
The most common problems are attempts to collect debt not owed (832), written notification about debt (540), false statements or representation (199).
Is AmeriCollect legit?
AmeriCollect is a real company with a public complaint record: consumers have complained about it 2,550 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is AmeriCollect legit? for the signals, red flags and how to protect yourself.
Are complaints about AmeriCollect going up or down?
Roughly level. There were 318 complaints in the last 12 months against 329 in the 12 before (-3%). See every month.
How do I file a complaint against AmeriCollect?
Complain to AmeriCollect in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most AmeriCollect complaints come from?
Most come from Florida (519), Wisconsin (376), Georgia (356). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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