Auto lender · complaint record
Amerifinance complaints
Filed under Amerifinance, Inc.
Consumers have filed 6 complaints about Amerifinance since 2016, none in the last 12 months. It answered 50% on time and closed 0% with relief for the customer. The most common problem is struggling to pay your loan.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 6
- Last 12 months
- 0
- Answered on time
- 50%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since December 2016
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Jun 3, 2024
Amerifinance complaints by month
The busiest month was December 2016 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Amerifinance answered all time
- Closed with explanation466.7%
- Closed116.7%
- Untimely response116.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Amerifinance complaints are about
Top Amerifinance problems
Inside "Struggling to pay your loan"
- Loan balance remaining after the vehicle is repossessed and sold 1
- Denied request to lower payments 1
Amerifinance compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | AmerifinanceAuto loans & leases | - | 0 | - |
Compare side by side: Amerifinance vs The Savings Group · Amerifinance vs AC AutoPay LLC, Denver, CO Branch · Amerifinance vs CARS Acquisition · Amerifinance vs EA Holdings
What people say about Amerifinance
All experiencesNo experiences with Amerifinance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Amerifinance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 3, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Feb 22, 2019 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Nov 3, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 22, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 24, 2017 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| Dec 26, 2016 | Auto loans & leases | Managing the loan or lease | Closed |
Questions about Amerifinance
How many complaints does Amerifinance have?
Amerifinance has 6 complaints on record since December 2016, including 0 in the last 12 months and 0 in the last 30 days.
Does Amerifinance respond to complaints?
Yes. Amerifinance answered 50% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Amerifinance?
The most common problems are struggling to pay your loan (2), communication tactics (2), improper use of your report (1).
Is Amerifinance legit?
Amerifinance is a real company with a public complaint record: consumers have complained about it 6 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Amerifinance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Amerifinance?
Complain to Amerifinance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Amerifinance complaints come from?
Most come from Florida (5), New York (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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