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Auto loans & leases

Managing the loan or lease

Consumers have filed 48,832 complaints about this, 7,610 in the last 12 months (+40%), against 1,039 companies. The most complained-about is Santander Holdings USA. Companies closed 8% of these with relief.

Companies with the most

Last 12 months.

In more detail

  • Billing problem16,89735%
  • Problem with fees charged5,57011%
  • Problem with additional products or services purchased with the loan5,43011%
  • Problem with the interest rate3,6107%
  • Loan sold or transferred to another company2,0684%

By month

By state

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Per 100,000 people, last 12 monthsFewerMore

Latest complaints about this

ReceivedCompanyAboutIssueStateAnswerOn time
Nov 12, 2026Navy Federal Credit UnionAuto loans & leasesManaging the loan or leaseBilling problemTXIn progressYes
Nov 12, 2026Ally FinancialAuto loans & leasesManaging the loan or leaseBilling problemNYIn progressYes
Nov 12, 2026Ally FinancialAuto loans & leasesManaging the loan or leaseBilling problemNYIn progressYes
Nov 11, 2026Mercedes-Benz Financial ServicesAuto loans & leasesManaging the loan or leaseProblem with fees chargedCAIn progressYes
Nov 11, 2026American Credit AcceptanceAuto loans & leasesManaging the loan or leaseBilling problemOKIn progressYes
Nov 11, 2026Ally FinancialAuto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanMDIn progressYes
Nov 11, 2026Westlake FinancialAuto loans & leasesManaging the loan or leaseBilling problemLAExplainedYes
Nov 11, 2026Tidewater FinanceAuto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanGAIn progressYes
Nov 11, 2026Ally FinancialAuto loans & leasesManaging the loan or leaseBilling problemKSIn progressYes
Nov 10, 2026Ally FinancialAuto loans & leasesManaging the loan or leaseBilling problemTXIn progressYes
Nov 10, 2026Ally FinancialAuto loans & leasesManaging the loan or leaseProblem with fees chargedINIn progressYes
Nov 10, 2026BMW Financial ServicesAuto loans & leasesManaging the loan or leaseProblem with fees chargedFLIn progressYes
Nov 10, 2026Ally FinancialAuto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanTXIn progressYes
Nov 10, 2026Ally FinancialAuto loans & leasesManaging the loan or leaseProblem with fees chargedFLIn progressYes
Nov 9, 2026Navy Federal Credit UnionAuto loans & leasesManaging the loan or leaseBilling problemFLIn progressYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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