Debt collection
A.R.M. Solutions debt collection complaints
Consumers have filed 378 complaints about A.R.M. Solutions's debt collection, 35 in the last 12 months (-12%). A.R.M. Solutions answered 100% on time and closed 0% with relief. See the whole A.R.M. Solutions record.
A.R.M. Solutions against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | A.R.M. Solutions | 35 | 100% | 0% |
Latest A.R.M. Solutions debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 5, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 29, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 22, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 20, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 19, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 24, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 21, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 10, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 19, 2022 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Sep 19, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 19, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 15, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 11, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 6, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 30, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 29, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 26, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 23, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 19, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 18, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 15, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 9, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 4, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 1, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 28, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 27, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 25, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 5, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 26, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 8, 2022 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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