Debt collection
A.R.M. Solutions debt collection complaints
Consumers have filed 378 complaints about A.R.M. Solutions's debt collection, 35 in the last 12 months (-12%). A.R.M. Solutions answered 100% on time and closed 0% with relief. See the whole A.R.M. Solutions record.
A.R.M. Solutions against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | A.R.M. Solutions | 35 | 100% | 0% |
Latest A.R.M. Solutions debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 28, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 27, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 19, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 15, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 27, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 23, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 21, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 13, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 11, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 7, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 24, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 9, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 26, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 19, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 4, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 29, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Apr 10, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 4, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 16, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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