Debt collector · complaint record
A.R.M. Solutions complaints
Filed under A.R.M. Solutions, Inc.
Consumers have filed 380 complaints about A.R.M. Solutions since 2013, 36 of them in the last 12 months (-10% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Average response record. How it works
- Complaints on record
- 380
- Last 12 months
- 36
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 3
- Rank
- #387 of 1,963
Since August 2013
-10% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 28, 2026
Most complained-about debt collectors
A.R.M. Solutions complaints by month
The busiest month was August 2022 (10 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How A.R.M. Solutions answered last 12 months
- Closed with explanation36100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend13/15-10% vs last year
What A.R.M. Solutions complaints are about
Top A.R.M. Solutions problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 126
- Debt was paid 69
- Debt was result of identity theft 6
Where A.R.M. Solutions complaints come from
Most complaints: California (98), Florida (53), Texas (33), North Carolina (17), Virginia (16).
A.R.M. Solutions compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Tate and Kirlin AssocDebt collection | 10 | 37 | F |
| 2 | Andreu, Palma & Andreu, PLDebt collection | 56 | 36 | C |
| 3 | North State AcceptanceDebt collection | 22 | 36 | F |
| 4 | DSR Holdings GroupDebt collection | 10 | 36 | F |
| 5 | National Healthcare CollectionsDebt collection | 48 | 36 | D |
| 6 | Palm Beach Credit AdjustorsDebt collection | 9 | 36 | F |
| 7 | Premier Account ManagementDebt collection | 10 | 36 | F |
| 8 | A.R.M. SolutionsDebt collection | 58 | 36 | C |
Compare side by side: A.R.M. Solutions vs Tate and Kirlin Assoc · A.R.M. Solutions vs Andreu, Palma & Andreu, PL · A.R.M. Solutions vs North State Acceptance · A.R.M. Solutions vs DSR Holdings Group
What people say about A.R.M. Solutions
All experiencesNo experiences with A.R.M. Solutions yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest A.R.M. Solutions complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 28, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 27, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 19, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 15, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 27, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 23, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 21, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 13, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 11, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 7, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Questions about A.R.M. Solutions
How many complaints does A.R.M. Solutions have?
A.R.M. Solutions has 380 complaints on record since August 2013, including 36 in the last 12 months and 3 in the last 30 days. That makes it number 809 of every company by complaints this year.
Does A.R.M. Solutions respond to complaints?
Yes. A.R.M. Solutions answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 58/100 (grade C).
What do people complain about most with A.R.M. Solutions?
The most common problems are attempts to collect debt not owed (201), false statements or representation (38), communication tactics (25).
Is A.R.M. Solutions legit?
A.R.M. Solutions is a real company with a public complaint record: consumers have complained about it 380 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is A.R.M. Solutions legit? for the signals, red flags and how to protect yourself.
Are complaints about A.R.M. Solutions going up or down?
Roughly level. There were 36 complaints in the last 12 months against 40 in the 12 before (-10%). See every month.
How do I file a complaint against A.R.M. Solutions?
Complain to A.R.M. Solutions in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most A.R.M. Solutions complaints come from?
Most come from California (98), Florida (53), Texas (33). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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