Debt collection
Armada debt collection complaints
Consumers have filed 130 complaints about Armada's debt collection, 19 in the last 12 months (-21%). Armada answered 100% on time and closed 0% with relief. See the whole Armada record.
Armada against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Armada | 19 | 100% | 0% |
Latest Armada debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 28, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 22, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 31, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jan 8, 2023 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Oct 23, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 1, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 8, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 25, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 9, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 22, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 10, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 20, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 15, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 17, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 26, 2020 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Oct 20, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 15, 2020 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Jul 17, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 11, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Jan 6, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 27, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 20, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 30, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 28, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 19, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 14, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 2, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 22, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 10, 2019 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Apr 2, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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