Debt collection
Armada debt collection complaints
Consumers have filed 130 complaints about Armada's debt collection, 19 in the last 12 months (-21%). Armada answered 100% on time and closed 0% with relief. See the whole Armada record.
Armada against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Armada | 19 | 100% | 0% |
Latest Armada debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 29, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 28, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 8, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 6, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 31, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 28, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 17, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 9, 2018 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| May 2, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 24, 2017 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 15, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 13, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 1, 2017 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| May 19, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 3, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 10, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 4, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 6, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 18, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Nov 17, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 27, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Closed |
| Jun 5, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Mar 2, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Feb 20, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Oct 12, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Oct 7, 2015 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Sep 25, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Aug 13, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Jul 22, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Jun 18, 2015 | Debt collection | Disclosure verification of debtNot disclosed as an attempt to collect | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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