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Credit reporting

Atlanticus credit reporting complaints

Consumers have filed 1,713 complaints about Atlanticus's credit reporting, 462 in the last 12 months (+34%). Atlanticus answered 100% on time and closed 43% with relief. See the whole Atlanticus record.

Atlanticus against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Atlanticus462+34%100%43%1,713

Every credit bureau ranked

Latest Atlanticus credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Aug 23, 2026Credit reportingIncorrect information on your reportAccount information incorrectCTFixedYes
Aug 22, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXFixedYes
Aug 22, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLFixedYes
Aug 20, 2026Credit reportingImproper use of your reportReporting company used your report improperlyALExplainedYes
Aug 20, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseTXMoney backYes
Aug 19, 2026Credit reportingIncorrect information on your reportAccount status incorrectTXFixedYes
Aug 19, 2026Credit reportingCredit monitoring or identity theft protection servicesBilling dispute for servicesMOMoney backYes
Aug 19, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Aug 18, 2026Credit reportingIncorrect information on your reportAccount information incorrectNYFixedYes
Aug 17, 2026Credit reportingIncorrect information on your reportAccount status incorrectMSExplainedYes
Aug 17, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMIExplainedYes
Aug 14, 2026Credit reportingIncorrect information on your reportAccount information incorrectNYFixedYes
Aug 13, 2026Credit reportingImproper use of your reportReporting company used your report improperlyAZFixedYes
Aug 13, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Aug 12, 2026Credit reportingImproper use of your reportReporting company used your report improperlyGAFixedYes
Aug 12, 2026Credit reportingIncorrect information on your reportAccount information incorrectALExplainedYes
Aug 12, 2026Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedYes
Aug 10, 2026Credit reportingIncorrect information on your reportAccount status incorrectTXMoney backYes
Aug 9, 2026Credit reportingIncorrect information on your reportAccount information incorrectCAFixedYes
Aug 8, 2026Credit reportingIncorrect information on your reportAccount information incorrectGAFixedYes
Aug 6, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
Aug 5, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Aug 4, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportOHFixedYes
Aug 4, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMIFixedYes
Aug 3, 2026Credit reportingImproper use of your reportReporting company used your report improperlySCExplainedYes
Aug 3, 2026Credit reportingIncorrect information on your reportAccount information incorrectMDExplainedYes
Aug 3, 2026Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Aug 3, 2026Credit reportingIncorrect information on your reportAccount information incorrectMDExplainedYes
Aug 1, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseVTExplainedYes
Aug 1, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNYFixedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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