Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Credit reporting

Atlanticus credit reporting complaints

Consumers have filed 1,713 complaints about Atlanticus's credit reporting, 462 in the last 12 months (+34%). Atlanticus answered 100% on time and closed 43% with relief. See the whole Atlanticus record.

Atlanticus against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Atlanticus462+34%100%43%1,713

Every credit bureau ranked

Latest Atlanticus credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Jul 30, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXFixedYes
Jul 29, 2026Credit reportingIncorrect information on your reportAccount status incorrectGAFixedYes
Jul 28, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeTXFixedYes
Jul 28, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNYFixedYes
Jul 28, 2026Credit reportingIncorrect information on your reportAccount status incorrectPAFixedYes
Jul 28, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMIFixedYes
Jul 24, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMAFixedYes
Jul 24, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Jul 21, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMIFixedYes
Jul 20, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Jul 19, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAExplainedYes
Jul 18, 2026Credit reportingIncorrect information on your reportAccount status incorrectKYMoney backYes
Jul 17, 2026Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsOHExplainedYes
Jul 16, 2026Credit reportingUnable to get your credit report or credit scoreOther problem getting your report or credit scorePAExplainedYes
Jul 15, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXFixedYes
Jul 15, 2026Credit reportingCredit monitoring or identity theft protection servicesBilling dispute for servicesILFixedYes
Jul 15, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAExplainedYes
Jul 12, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLMoney backYes
Jul 11, 2026Credit reportingIncorrect information on your reportAccount status incorrectDCFixedYes
Jul 11, 2026Credit reportingIncorrect information on your reportAccount information incorrectCAFixedYes
Jul 8, 2026Credit reportingIncorrect information on your reportPublic record information inaccurateTNExplainedYes
Jul 8, 2026Credit reportingIncorrect information on your reportOld information reappears or never goes awayGAMoney backYes
Jul 7, 2026Credit reportingUnable to get your credit report or credit scoreOther problem getting your report or credit scoreOHFixedYes
Jul 6, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Jul 4, 2026Credit reportingIncorrect information on your reportInformation is missing that should be on the reportTXExplainedYes
Jun 26, 2026Credit reportingIncorrect information on your reportAccount information incorrectNYExplainedYes
Jun 25, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Jun 25, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAFixedYes
Jun 24, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Jun 23, 2026Credit reportingIncorrect information on your reportAccount status incorrectNCExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about Atlanticus

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience