Debt collection
Atlanticus debt collection complaints
Consumers have filed 965 complaints about Atlanticus's debt collection, 288 in the last 12 months (+33%). Atlanticus answered 100% on time and closed 33% with relief. See the whole Atlanticus record.
Atlanticus against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Atlanticus | 288 | 100% | 33% |
Latest Atlanticus debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 20, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| May 15, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 14, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 14, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Money back |
| May 14, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 13, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 8, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 7, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 5, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 5, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| May 5, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 4, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 4, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 3, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| May 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 2, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| May 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 1, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 29, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Apr 29, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Apr 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 27, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Apr 25, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 22, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 22, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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