Debt collection
Atlas Credit debt collection complaints
Consumers have filed 61 complaints about Atlas Credit's debt collection, 5 in the last 12 months. Atlas Credit answered 100% on time and closed 0% with relief. See the whole Atlas Credit record.
Atlas Credit against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Atlas Credit | 5 | 100% | 0% |
Latest Atlas Credit debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 29, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 30, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 29, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 18, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 6, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 6, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 8, 2025 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 8, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 28, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 24, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 23, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 16, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 10, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 26, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 15, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 14, 2023 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 30, 2023 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Jul 31, 2023 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jul 27, 2023 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 20, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 30, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 5, 2023 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Mar 22, 2023 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Mar 16, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 16, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 21, 2022 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Nov 8, 2022 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 26, 2022 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 5, 2022 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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