Debt collection
Automobile Acceptance debt collection complaints
Consumers have filed 30 complaints about Automobile Acceptance's debt collection, 5 in the last 12 months. Automobile Acceptance answered 100% on time and closed 0% with relief. See the whole Automobile Acceptance record.
Automobile Acceptance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Automobile Acceptance | 5 | 100% | 0% |
Latest Automobile Acceptance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 9, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 27, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 7, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 7, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 29, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 31, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 5, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 27, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 31, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 3, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 21, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 4, 2023 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Aug 25, 2023 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Aug 31, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 16, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 27, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 20, 2019 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Nov 25, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 26, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 20, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 25, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Mar 6, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 1, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 21, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 17, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Jun 8, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Nov 9, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Oct 31, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Aug 21, 2015 | Debt collection | Disclosure verification of debtNot disclosed as an attempt to collect | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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